Coming home to your own house in India is an aspiration that holds a place of importance for everyone, especially for those who are based out of the country. While this dream is an important one, the task of buying a house in India when not in the country can be a daunting one. Involving a host of steps that include locating an ideal property, researching about builder credibility, legal paperwork, property documents as well as financial requirements, the potential obstacles can seem difficult to manage.

Covering every base, starting from property search, financial options, legal and technical checks etc .Loans for purchasing new build property, resale property, land purchase as well as construction requirements

1. Maximum funding of up to 80% of cost of property
2. Loan tenure up to a maximum of 15 years
3. A pre-sanction facility in the event that prospective property is yet to be identified
4. Competitive interest rates
5. Electronic clearing facility from non-resident accounts for repayment

General List (Documents for all applications):

1. Application form duly completed and signed
2. Copy of passport and stamped valid visa
3. Work Permit/ Labour card copy / Employment Identity card
4. Copy of Identity and address proof for Power of Attorney in India

Document list for Salaried applicants:

1. Latest Salary Certificate from employer and last 3 months pay slips.
2. Copies of Appointment letter/ Employment contract
3. Copy of latest tax returns (as applicable)
4. Copies of Bank account statement for the last six months Overseas Bank Account and NRE/NRO /SB statement
5. Latest personal credit bureau report (as applicable)

Document List for Self-employed (Including self-employed professionals such as contracts and doctors):

1. Latest 3 years Audited Profit and Loss accounts & Balance sheet of the Company
2. Company Incorporation Certification along with Memorandum and Articles of Association
3. Copies of company bank account statement for the latest six months Overseas Bank Account and NRE/NRO /SB statement
4. Copies of proof of highest educational qualification